Max Irs 401k Catch Up Contribution Amount 2025. If you're age 50 to 59 or 64. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024.
In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750. The annual contribution limit for iras will remain at $7,000 for 2025.